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Find Payday Loan Companies in West Virginia

Governing law in state:
Cash advance businesses are not allowed to issue more than one loan to a consumer at any given time. Virginia law permits payday loan providers to resort to a private right of action against defaulting or delinquent borrowers. However, lenders are prohibited from instituting a criminal action.

Maximum loan amount:
Under West Virginia law, a loan cannot exceed $45,000. 

Loan terms:
The loan term is not specified.

Extensions:
West Virginia law does not specify the number of rollovers or extensions that a borrower can utilize.

Fees and charges:
The small loans interest rate on loans valued at $2,000 or less in West Virginia is capped at 31% per year. 

Fee schedules and APR:
Virginia law does not specify payday loan fee schedules and APR.

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Find Payday Lenders Near West Virginia

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West Virginia Loan Statistics
2012 2011 2010
Average Loan775792747
Average Age373738
Pay Schedule
  Weekly14%14%9%
  Bi-Weekly58%59%57%
  Monthly14%13%16%
  Twice Per Month14%14%19%
Home Owner42%42%46%
Renter58%58%54%
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