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Find Payday Loan Companies in Oklahoma

Governing law in state:
Oklahoma authorized cash advance loans by enacting the “Oklahoma Deferred Presentment Service Act.” To operate in Oklahoma, check cash advance companies must be licensed. Loan splitting, or the separation of the initial loan amount into two distinct loans and charging interest on both, is prohibited. A payday loan borrower cannot have more than two outstanding loans at a given time. The cooling-off period in Oklahoma is the second business day following the 5th consecutive loan that is paid in full. A cash advance lender is prohibited from bringing a criminal action against defaulting borrowers.

Maximum loan amount:
A borrower can request up to $500 in payday loan funds.

Loan terms:
The loan term ranges from 12 to 45 days.

Extensions:
A borrower is not allowed to extend or rollover a cash advance loan.

Fees and charges:
A payday loan business may charge a finance charge not exceeding the following: $15 per $100 advanced up to the first $300, $10 per $100 advanced that exceeds $300. The finance fee for a two-week loan in the amount of $100 is $15.

Fee schedules and APR:
The APR for a two-week loan valued at $100 loan is 390%.

Payday Companies

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1

First National Bank & Trust Co

1402 12th Ave Northwest,
Ardmore, Oklahoma 73401
(580) 221-5181
Ruined budget? Need to pay bills? Get a quick cash loan at First National Bank & Trust Co to end all your fears and worries. We offer personal loan pa...
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2

First National Bank & Trust Co

1226 W Broadway St,
Ardmore, Oklahoma 73401
(580) 226-3220
When you wish to build your own house but still lack of funds, come to First National Bank & Trust Co as we offer flexible loan packages and payment t...
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3

Sun Loan Co

231 W Main St,
Ardmore, Oklahoma 73401
(580) 223-7303
Pay your bills and sustain your financial needs even if your bank account got emptied. Sun Loan Co takes pride in offering the traditional installment...
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4

Security Finance

116 W Main St,
Ardmore, Oklahoma 73401
(580) 226-2224
Turn your worries into happiness with the financial solutions offered by Security Finance. When you need extra cash, come to us and we will provide yo...
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5

A-1 Money Mart Loans

611 N Lynn Riggs Blvd,
Claremore, Oklahoma 74017
(918) 341-6881
...

Find Payday Lenders Near Oklahoma

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Oklahoma Loan Statistics
2012 2011 2010
Average Loan582589597
Average Age353535
Pay Schedule
  Weekly13%13%10%
  Bi-Weekly57%57%59%
  Monthly15%14%16%
  Twice Per Month15%15%15%
Home Owner29%25%32%
Renter71%75%68%
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