About Us: A check from a valid checking accountA recent bank statementA valid government-issued photo IDA recent payroll check stub (or government benefits statement)A phone and utility bill The short-term payday cash advance loans available online or at ACE company-owned stores are regulated loan products, which differ from state to state. Depending on the state, you typically may borrow cash amounts between $100 - $1,000. Approval of the loan and its amount is based on the assessment of your ability to pay. These payday cash advance loans are not intended to be a long-term financial solution, but for immediate cash needs. The annual percentage rate and terms of the loan vary by state.