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North Carolina Payday Loans

Governing law in state:
Cash advance loans are prohibited in North Carolina. The statute authorizing them was permitted to sunset in 2001. Notwithstanding the fact that payday advance loans are not directly banned, North Carolina's Consumer Finance Act makes it impossible for such creditors to operate. The state's laws do not specify how many outstanding loans a borrower can have at one time. They also do not state whether or not a check cash advance business has a private right of action against a consumer.

Maximum loan amount:
This not specified under North Carolina law.

Loan terms:
North Carolina does not prescribe a loan term.

Extensions:
The number of extensions or rollovers is not set forth in North Carolina's statutes.

Fees and charges:
A small loan interest rate cap of 36% per year is applicable. Cash advance lenders can impose a 15% fee on a maximum loan sum of $300.

Fee schedules and APR:
North Carolina's legislation does not provide a fee schedule and APR.
 
Payday Lender Directory
Business: Cash Express Inc
Address: 3025 Bridges St Ste F
City: Morehead City
State: NC
Zip: 28557
Phone: 252-222-0460

Business: Cash In Advance
Address: 202 S Berkeley Blvd
City: Goldsboro
State: NC
Zip: 27534
Phone: 919-751-2888

Business: A S K Check Cashing Inc
Address: 1904 S Wilmington St
City: Raleigh
State: NC
Zip: 27603
Phone: 919-856-1041

Business: Checks 2 Cash
Address: 454 Western Blvd
City: Jacksonville
State: NC
Zip: 28546
Phone: 910-938-2940

Business: Check Into Cash Inc
Address: 614 Park St
City: Belmont
State: NC
Zip: 28012
Phone: 704-829-9266

Click here for more North Carolina payday lenders and cash advance companies.
 
 
Debt Management Directory
Business: Beneficial Corporation
Address: 3212 Silas Creek Pkwy
City: Winston Salem
State: NC
Zip: 27103
Phone: 336-760-3200

Business: Saybrook Capital Corporation
Address: 2000 Frontis Plz 106
City: Winston Salem
State: NC
Zip: 27103
Phone: 336-659-0290

Business: Myers Accounting Service
Address: 6363 Cephis Dr Ste B
City: Clemmons
State: NC
Zip: 27012
Phone: 336-766-5600

Business: Ross Tax Service Inc
Address: P O Box 119
City: Danbury
State: NC
Zip: 27016
Phone: 336-593-8393

Business: Micro Enterprise Loan Program
Address: 301 N Main St Ste 2601
City: Winston Salem
State: NC
Zip: 27101
Phone: 336-722-9600

Click here for more North Carolina credit companies and debt management services.
 

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Click here to add your payday loan or credit company to our FREE North Carolina payday lender directory.