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Indiana Payday Loans

Governing law in state:
In Indiana, cash advance lending is allowed, and creditors can charge any fees or interest rate or fees that the consumer is willing to pay.  Check cash advance businesses must abide by the provisions of Indiana's small loan act.  Under Indiana law, “a person shall not engage in the business of cashing checks without obtaining a license.”  It is the Indiana Department of Financial Institutions that decides whether or not a company is eligibility to be licensed pursuant to certain criteria.  Failure on the part of a payday loan store to renew its license may result in its revocation.  Also, the Indiana Department of Financing can institute a civil suit against individuals who knowingly run a cash advance business without having applied for a license. Borrowers cannot have more than one outstanding loan per lender and two in total.  Criminal action against a borrower is prohibited.

Maximum loan amount:
A borrower can request up to $500 in payday loan funds, not exceeding 15% of his/her monthly income.

Loan terms:
The minimum term of a cash advance loan is 14 days.

Extensions:
Borrowers cannot rollover or extend their check cash advance loans.

Fees and charges:
The finance fee for a two-week payday loan in the amount of $100 is $15.

Fee schedules and APR:
The APR for a two-week payday loan in the amount of $100 is 390%.

 
Payday Lender Directory
Business: Custom Financial Company Llc
Address: 1815 E Wayne St
City: Fort Wayne
State: IN
Zip: 46803
Phone: 260-471-9755

Business: Check Into Cash Indiana Llc
Address: 3646 E Main St
City: Richmond
State: IN
Zip: 47374
Phone: 765-965-9653

Business: Ace Cash Express Inc
Address: 3762 N Meridian St
City: Indianapolis
State: IN
Zip: 46208
Phone: 317-926-7979

Business: Check Into Cash Indiana Llc
Address: 1010 E Coliseum Blvd
City: Fort Wayne
State: IN
Zip: 46805
Phone: 260-471-4640

Business: Check N Go Of Indiana Inc
Address: 2634 Eastbrook Plz
City: Columbus
State: IN
Zip: 47201
Phone: 812-375-2222

Click here for more Indiana payday lenders and cash advance companies.
 
 
Debt Management Directory
Business: Optim Return Mortgage Inc
Address: 10763 Downing St
City: Carmel
State: IN
Zip: 46033
Phone: 317-815-6669

Business: Ixtt Corporation
Address: 11107 Knightsbridge Ln
City: Fishers
State: IN
Zip: 46037
Phone: 317-842-6767

Business: Oxford Financial Group Ltd
Address: 11711 N Mrdian St Ste 600
City: Carmel
State: IN
Zip: 46032
Phone: 317-843-5678

Business: Madison Community Bank
Address: 33 W 10Th St
City: Anderson
State: IN
Zip: 46016
Phone: 765-622-9773

Business: Murphy Cpa Group Pc
Address: 11988 Fishers Crossing
City: Fishers
State: IN
Zip: 46038
Phone: 317-842-6511

Click here for more Indiana credit companies and debt management services.
 

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