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Illinois Payday Loans

Governing law in state:
Illinois does not have any laws regulating cash advance practices. Payday loan companies are allowed to operate in the state. Borrowers are allowed to have two outstanding loans at a time. There is a 7-day cooling-off period following 45 loan days before a customer can request a new loan. Illinois allows check cash advance stores with a private right of action; however, lenders are prohibited from bringing a criminal action for collection purposes.

Maximum loan amount:
Borrowers can request a loan for up to $1,000 or 25 percent of his/her gross monthly income, whichever is lower.

Loan terms:
The loan term for a payday loan is 13 to 45 days.

Extensions:
Borrowers cannot rollover or extend their cash advance loans.

Fees and charges:
A payday loan business can charge a finance charge of $15.50 for a two-week loan in the amount of $100.

Fee schedules and APR:
The APR for a two-week loan valued at $100 loan is 403%.
 
Payday Lender Directory
Business: Payday Loan Store Of Illinois
Address: 346 Commons Dr
City: Bolingbrook
State: IL
Zip: 60440
Phone: 630-739-6600

Business: Cottonwood Financial Lp
Address: 122 S 17Th St
City: Mattoon
State: IL
Zip: 61938
Phone: 217-235-0077

Business: Mix Diane
Address: 325 W Huron St Ste 808
City: Chicago
State: IL
Zip: 60610
Phone: 312-335-8500

Business: Universal Cash Express Inc
Address: 713 S Eastwood Dr
City: Woodstock
State: IL
Zip: 60098
Phone: 815-334-1990

Business: Berwyn Plaza Currency Exchange
Address: 20723 Cardinal Ct
City: Frankfort
State: IL
Zip: 60423
Phone: 815-469-2164

Click here for more Illinois payday lenders and cash advance companies.
 
 
Debt Management Directory
Business: State Tax Consultants Inc
Address: 117 S Cook St Ste 323
City: Barrington
State: IL
Zip: 60010
Phone: 847-277-9794

Business: First Equity Group Llc
Address: 1701 Golf Rd Ste 3-905B
City: Rolling Meadows
State: IL
Zip: 60008
Phone: 847-290-1800

Business: Barrington Asset Advisors Llc
Address: 707 Division St
City: Barrington
State: IL
Zip: 60010
Phone: 847-304-8320

Business: Northrop Grumman Federal Cr Un
Address: 600 Hicks Rd
City: Rolling Meadows
State: IL
Zip: 60008
Phone: 847-259-9600

Business: Bae Credit Union
Address: 616 W Main St
City: Barrington
State: IL
Zip: 60010
Phone: 847-381-3233

Click here for more Illinois credit companies and debt management services.
 

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Click here to add your payday loan or credit company to our FREE Illinois payday lender directory.