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Find Payday Loan Companies in Idaho

Governing law in state:
Cash advance lenders operating in Idaho can charge any fees or interest rate that the consumer is willing to pay. They are subject to the provisions of the state's small loan act. Idaho law requires payday advance businesses to disclose all information to the customer, such as the loan's interest and fees, which must be visibly displayed in the store. The payday advance lender must submit a signed copy of the contract to the borrower. The Idaho Department of Finance's phone number must be provided in the agreement, which must also identify this department as the licensing agency. 

Maximum loan amount:
A borrower can request up to $1000 in payday loan funds.

Loan terms:
Idaho does not prescribe a maximum loan term.

Extensions:
Consumers are entitled to three rollovers or renewals.

Fees and charges:
There is no limit on the amount of fees that a payday cash advance lender can charge.

Fee schedules and APR:
In Idaho, there is no limit on the two-week APR or the charge per $100 borrowed.

Payday Companies

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1

Sonic Cash, Inc.

1861 Wildwood St,
Boise, Idaho 83713
(208) 322-5010
When emergency bills and other unexpected expenses come your way, Sonic Cash, Inc. is here to help. As the leading provider of payday loans online, yo...
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2

The Cash Store

8170 W Overland Rd,
Boise, Idaho 83709
(208) 376-7868
Say goodbye to long lines and endless waiting! The Cash Store approves your cash payday loan in a matter of minutes. As a trusted lender since 1996 wi...
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3

Idaho Title Loans, Inc.

7827 W Fairview Ave,
Boise, Idaho 83704
(208) 321-1909
Avoid the anxiety of not having enough money for an emergency situation. If you happen to own a car, worry no more! Your car can solve your short-term...
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4

Pacific Northwest Financial

12375 W Chinden Blvd,
Boise, Idaho 83713
(208) 853-6524
Pacific Northwest Financial offers you the best solution to end your financial burden. We provide installment loan products to help you meet all your ...
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5

Idaho Title Loans, Inc.

416 N Main St,
Meridian, Idaho 83642
(208) 288-0072
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Idaho Loan Statistics
2012 2011 2010
Average Loan595557608
Average Age373537
Pay Schedule
  Weekly3%6%5%
  Bi-Weekly57%54%49%
  Monthly22%22%20%
  Twice Per Month18%18%25%
Home Owner13%21%27%
Renter87%79%73%
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