Welcome to myPaydayCashAdvanceLoans.com! Log in or Join the community.
Get Your Loan Now!
Choose your country or region:
Requested loan amount:
How soon do you need your loan?
Deposit Account Type?

Verisign
Macfee

Find Payday Loan Companies in Alabama

Governing law in state:
In Alabama, safe harbor legislation exempts cash advance lenders from usury and/or small loan laws. Single payment loans based on checks that are written on borrowers' bank accounts at interest rates in the triple-digit range are allowed. There is no limit on the number of outstanding loans that a payday advance borrower can have; however, the total must not exceed $500. After paying off 2 back-to-back loans, a customer need only wait until the next business day to apply for another payday loan. 

Maximum loan amount:
A borrower may apply for up to $500 in payday advance funds.

Loan terms:
The loan term that is available to borrowers is anywhere from 10 to 31 days.

Extensions:
Alabama law permits one rollover or extension.

Fees and charges:
A cash advance lender may not charge a finance fee that is more than 17.5 percent of the amount issued. A borrower who obtains a $100 loan for a 14-day period will pay a finance charge of $17.50. The maximum monthly finance rate after default is 3%.

Fee schedules and APR:
The annual percentage rate (APR) on a 14-day loan of $100 is 456.25%.

Payday Companies

Ratings and reviews
Rating:
Based on: 0 reviews
RATE IT!
1

US Title Loans

823 9th Ave N,
Bessemer, Alabama 35020
(205) 481-9454
Help yourself make ends meet today through the help of your car. US Title Loans offers a fast and easy short-term solution to all your financial needs...
Ratings and reviews
Rating:
Based on: 0 reviews
RATE IT!
2

Alabama Title Loans

744 Lomb Ave Southwest,
Birmingham, Alabama 35211
(205) 786-4030
Here at Alabama Title Loans, we are glad to give you the extra help for any emergency situation. Find the best short-term financial solution as fast a...
Ratings and reviews
Rating:
Based on: 0 reviews
RATE IT!
3

EZMONEY Payday Loans (SWS)

614 9th Ave N,
Bessemer, Alabama 35020
(205) 425-7156
Need a little extra cash to help you get you through the next payday? As the industry leader in providing financial assistance to those in need, EZMON...
Ratings and reviews
Rating:
Based on: 0 reviews
RATE IT!
4

Quick Cash Loans

2327 N Memorial Pkwy,
Huntsville, Alabama 35810
(256) 539-9736
Quick Cash Loans has two accessible and convenient branches in Huntsville that you can visit and seek help from if you suddenly find yourself in need ...
Ratings and reviews
Rating:
Based on: 0 reviews
RATE IT!
5

C & R Title Pawn

2615 Memorial Pkwy SW,
Huntsville, Alabama 35801
(256) 852-8748
What is best about C & R Title Pawn is that when you take out a loan from them, you would be presented with different payment terms and, of course, yo...

Find Payday Lenders Near Alabama

Nearby Cities

More Cities»
-- View More --

Popular Cities


Alabama Loan Statistics
2012 2011 2010
Average Loan481500471
Average Age353536
Pay Schedule
  Weekly16%16%15%
  Bi-Weekly57%54%56%
  Monthly18%20%19%
  Twice Per Month10%10%10%
Home Owner35%30%32%
Renter65%70%68%
National Lender Search
Search for the best payday loans by state and city:
What is the loan amount?